Purchasing Power
#9
of 124 cities
CO, United States
How do salaries and expenses in Denver compare to San Francisco?
This shows how far a software engineer's salary goes in Denver compared to San Francisco, taking into account both salary differences and cost of living.
Community Insights
NewDenver offers a compelling package for software engineers who prioritize lifestyle and outdoors over the hustle of coastal tech hubs. The financial picture is strong: with a median SWE salary of roughly $160k and excellent purchasing power, the city is economically viable even if the general cost of living is high relative to the national average. Housing affordability is surprisingly good relative to local salaries (requiring only ~3.3 years of income to buy a flat), which is a massive advantage over the Bay Area or NYC.
However, the city is not without its growing pains. The "Mountain Tax"—a term once used to describe lower salaries—has largely evaporated, but it has been replaced by the "I-70 Tax" of traffic congestion. Culturally, it is laid back and beer-centric, but some find it lacking in diversity and high-end dining compared to larger metros. The weather is a major standout feature, offering a sunny climate that appeals to those escaping the gloom of the PNW.
Current residents, particularly transplants from the past few years, express a mix of deep appreciation for the geography and frustration with the city's infrastructure. Many feel they have "hacked" the system by earning high tech salaries in a place where they can buy a home, yet they frequently vent about the crowding in nature spots and the degradation of the downtown experience. There is a sense that the secret is out, and the city is bursting at the seams, but few regret the move when they look at the mountains on a sunny Tuesday.
Rankings
Purchasing Power
#9
of 124 cities
Net Income
#13
of 124 cities
$107,360/yr
Current value
Home Affordability
#23
of 124 cities
≈3.4 yrs to buy 80m²
Current value
How affordable is housing for a software engineer in Denver compared to San Francisco?
Enter your annual gross salary (before taxes) to see what you would need to earn in Denver to maintain the same standard of living.
The outdoor enthusiast is the archetype here. If your ideal weekend involves skiing, hiking, or climbing, the logistical annoyances (traffic) are worth it. It is also ideal for high-earning professionals looking to maximize their income-to-housing ratio without sacrificing city amenities. People who prefer a casual, unpretentious culture and sunny days will thrive.
Foodies and those seeking a hyper-urban, 24/7 nightlife experience will likely be disappointed. Single men who are highly concerned about dating ratios may find the "Menver" reputation frustrating. Additionally, those who hate driving or rely strictly on public transit will struggle with the city's sprawl and infrastructure.
Updated 11/29/2025
0–10 composite (higher is better) combining temperature comfort, sunshine hours, rainy-day count, and humid days. See methodology for weighting and data sources.
Denver has 8 Luma events listed.
84% fewer events than San Francisco.
Comfortable Weather
#33
of 124 cities
65/100 weather score
Current value
Community Events
#43
of 124 cities
8 events on luma
Current value
Pollution Score
#55
of 124 cities
44/100
Current value (lower is better)
Safety Index
#69
of 124 cities
52/100
Current value
Tax Rate
#73
of 124 cities
33%
Current value (lower is better)
Cost of Living
#99
of 124 cities
64/100
Current value (lower is better)