Community Events
#19
of 124 cities
14 events on luma
Current value
Spain
How do salaries and expenses in Madrid compare to San Francisco?
This shows how far a software engineer's salary goes in Madrid compared to San Francisco, taking into account both salary differences and cost of living.
Community Insights
NewMadrid offers an unbeatable lifestyle at the cost of lower economic leverage. For software engineers, it is a city of extremes: those on local contracts often struggle with low purchasing power and rising rents, while those with remote US/UK salaries (especially under the Beckham Law) live like royalty. The city is vibrant, safe, and sunny, but the local tech market generally pays significantly less than its northern European counterparts. It is not a place to move to strictly for maximizing savings, but rather for maximizing quality of life.
Residents, especially transplants, overwhelmingly love the lifestyle and energy of the city, frequently citing the social culture and safety as major perks. However, there is a strong undercurrent of frustration regarding economic stagnancy; many complain that "you pay London rents on Spanish salaries."
Expats often advise that the city is "paradise" if you bring your own job, but can be a "struggle" if you rely on the local labor market. Long-term residents warn that the bureaucracy is a rite of passage that requires immense patience.
Rankings
Community Events
#19
of 124 cities
14 events on luma
Current value
Comfortable Weather
#26
of 124 cities
72/100 weather score
Current value
Safety Index
#27
of 124 cities
71.4/100
Current value
How affordable is housing for a software engineer in Madrid compared to San Francisco?
Enter your annual gross salary (before taxes) to see what you would need to earn in Madrid to maintain the same standard of living.
Remote workers or freelancers with high incomes from abroad who can leverage the Beckham Law to pay 24% tax.
Engineers who value social life, food, and weather over maximizing their savings account balance.
People looking for a safe, walkable major European capital with excellent travel connections.
Junior engineers or career-climbers looking to maximize FIRE (Financial Independence, Retire Early) savings quickly, as local salaries make high savings rates difficult.
People who are extremely sensitive to heat, as summers are scorching and dry.
Those unwilling to learn Spanish, as navigating daily bureaucracy and social circles without it is isolating and difficult.
Updated 11/29/2025
0–10 composite (higher is better) combining temperature comfort, sunshine hours, rainy-day count, and humid days. See methodology for weighting and data sources.
Madrid has 14 Luma events listed.
73% fewer events than San Francisco.
Pollution Score
#39
of 124 cities
37.7/100
Current value (lower is better)
Cost of Living
#55
of 124 cities
49/100
Current value (lower is better)
Net Income
#85
of 124 cities
$37,340/yr
Current value
Tax Rate
#87
of 124 cities
35%
Current value (lower is better)
Home Affordability
#99
of 124 cities
≈14.3 yrs to buy 80m²
Current value
Purchasing Power
#99
of 124 cities