Cost of Living
#15
of 124 cities
27/100
Current value (lower is better)
Philippines
How do salaries and expenses in Manila compare to San Francisco?
This shows how far a software engineer's salary goes in Manila compared to San Francisco, taking into account both salary differences and cost of living.
Community Insights
NewManila presents a sharp duality for software engineers. For those earning a Western salary (remote work or expat package), it offers a luxurious lifestyle in neighborhoods like BGC or Makati, characterized by modern amenities, great food, and convenience. However, the city struggles with severe infrastructure challenges, primarily traffic and pollution.
The experience is heavily dependent on where you live and who pays you. Inside the "bubbles" of the central business districts, life is comfortable and comparable to developed nations. Outside these zones, the chaotic urban environment and safety issues become immediate concerns. It is a high-reward city for the wealthy, but can be a struggle for those on local compensation.
Expats and digital nomads living in BGC generally report high satisfaction, citing the "Western" feel, safety, and convenience as major pluses. However, they frequently mention the need to stay within their neighborhood bubble to avoid the "chaos" of greater Manila. There is a common sentiment that the traffic is a dealbreaker for long-term settlement unless one is fully remote. Returning Filipinos often express frustration with the lack of infrastructure improvements compared to neighbors like Singapore or Bangkok, despite the lower cost of living.
Rankings
Cost of Living
#15
of 124 cities
27/100
Current value (lower is better)
Tax Rate
#17
of 124 cities
20%
Current value (lower is better)
Community Events
#59
of 124 cities
5 events on luma
Current value
How affordable is housing for a software engineer in Manila compared to San Francisco?
Enter your annual gross salary (before taxes) to see what you would need to earn in Manila to maintain the same standard of living.
Remote workers or expats earning USD/EUR/AUD who want to upgrade their lifestyle (e.g., nice condo, eating out, domestic help) while saving money. Social individuals who enjoy city life and don't mind the tropical heat. Professionals who can afford to live within walking distance of their workplace or work from home to avoid the commute.
Junior developers or those relying solely on local market rates, as the pay-to-cost-of-living ratio in safe areas is unfavorable. People who are highly sensitive to air pollution or get stressed by chaotic urban environments and inefficient public transport. Those expecting a quiet, suburban lifestyle.
Updated 11/29/2025
0–10 composite (higher is better) combining temperature comfort, sunshine hours, rainy-day count, and humid days. See methodology for weighting and data sources.
Manila has 5 Luma events listed.
90% fewer events than San Francisco.
Purchasing Power
#112
of 124 cities
Safety Index
#112
of 124 cities
35.4/100
Current value
Net Income
#113
of 124 cities
$14,735/yr
Current value
Home Affordability
#114
of 124 cities
≈19.2 yrs to buy 80m²
Current value
Comfortable Weather
#116
of 124 cities
15/100 weather score
Current value
Pollution Score
#122
of 124 cities
89.5/100
Current value (lower is better)