Community Events
#26
of 124 cities
12 events on luma
Current value
Canada
How do salaries and expenses in Montreal compare to San Francisco?
This shows how far a software engineer's salary goes in Montreal compared to San Francisco, taking into account both salary differences and cost of living.
Community Insights
NewMontreal offers a unique proposition for software engineers: a vibrant, culturally rich city with a booming AI and Gaming sector at a significantly lower cost of living than Toronto or Vancouver. However, this affordability comes at a price. The city ranks lower on Net Income due to high taxes, and the French language factor is a critical consideration—while many tech companies operate in English, recent legislation and the OIQ professional standards make French essential for long-term stability and integration. It is a city that prioritizes lifestyle and culture over raw financial accumulation.
Mixed but Affectionate.
Most residents, especially transplants, express a deep love for the city's charm, food scene, and affordability. However, recent sentiment has shifted towards frustration regarding Bill 96 (language laws), which has made some Anglophone tech workers feel unwelcome or anxious about their future. There is also a common complaint about "golden handcuffs": loving the lifestyle and cheap rent, but feeling financially stuck due to the high tax/low salary ratio compared to opportunities elsewhere.
Rankings
Community Events
#26
of 124 cities
12 events on luma
Current value
Pollution Score
#28
of 124 cities
33.7/100
Current value (lower is better)
Safety Index
#35
of 124 cities
67.1/100
Current value
How affordable is housing for a software engineer in Montreal compared to San Francisco?
Enter your annual gross salary (before taxes) to see what you would need to earn in Montreal to maintain the same standard of living.
AI/Gaming Specialists and Francophiles.
Software engineers working in niche fields like artificial intelligence, machine learning, or game development will find a world-class ecosystem here. It is also ideal for those who value a walkable, culturally rich lifestyle and are willing to pay higher taxes in exchange for lower rent and a European city vibe. If you are open to learning French or already speak it, you will thrive.
Unilingual Anglophones and FIRE (Financial Independence, Retire Early) chasers.
If you have zero interest in learning French, you may find your career ceiling limited and daily life frustrating due to language laws. Additionally, engineers focused solely on maximizing net income and savings will be disappointed by the high tax burden and lower average salaries ($76k median) compared to US or Toronto standards. Those who cannot tolerate severe winters should also stay away.
Updated 11/29/2025
0–10 composite (higher is better) combining temperature comfort, sunshine hours, rainy-day count, and humid days. See methodology for weighting and data sources.
Montreal has 12 Luma events listed.
76% fewer events than San Francisco.
Home Affordability
#48
of 124 cities
≈7.1 yrs to buy 80m²
Current value
Cost of Living
#49
of 124 cities
46/100
Current value (lower is better)
Tax Rate
#49
of 124 cities
30%
Current value (lower is better)
Purchasing Power
#55
of 124 cities
Net Income
#60
of 124 cities
$53,512/yr
Current value
Comfortable Weather
#94
of 124 cities
32/100 weather score
Current value