Home Affordability
#13
of 124 cities
≈2.7 yrs to buy 80m²
Current value
PA, United States
How do salaries and expenses in Philadelphia compare to San Francisco?
This shows how far a software engineer's salary goes in Philadelphia compared to San Francisco, taking into account both salary differences and cost of living.
Community Insights
NewPhiladelphia presents a compelling value proposition for software engineers who want a genuine big-city experience without the exorbitant price tag of its northern neighbors. It offers a "gritty" authenticity, incredible food, and high walkability that many transplants fall in love with. However, the trade-off comes in the form of a high local tax burden (the City Wage Tax) and persistent issues with cleanliness and safety. The tech scene is stable but not explosive, dominated by large institutional players (Comcast, Universities, Healthcare) rather than a booming startup ecosystem.
Sentiment is a mix of fierce loyalty and frustrated realism. Residents often describe a "love-hate" relationship: they defend the city's character, affordability, and culture passionately (
Rankings
Home Affordability
#13
of 124 cities
≈2.7 yrs to buy 80m²
Current value
Community Events
#27
of 124 cities
12 events on luma
Current value
Net Income
#28
of 124 cities
$88,205/yr
Current value
How affordable is housing for a software engineer in Philadelphia compared to San Francisco?
Enter your annual gross salary (before taxes) to see what you would need to earn in Philadelphia to maintain the same standard of living.
Value-conscious urbanites who love city life (walkability, food, distinct neighborhoods) but are priced out of NYC. It is ideal for remote workers (who can tolerate the wage tax or live just outside the limits) or those working in health-tech or telecom who appreciate a lower cost of living and easy access to the rest of the Northeast Corridor.
Hyper-ambitious career climbers looking for the next rocket-ship startup or FAANG density; the ceiling here is lower. It is also not for those who prioritize pristine clean streets or who feel unsafe in rougher urban environments. Avoid if you are highly sensitive to taxes and plan to live in the city while working remotely for a company based elsewhere, as the wage tax cuts significantly into take-home pay.
Updated 11/29/2025
0–10 composite (higher is better) combining temperature comfort, sunshine hours, rainy-day count, and humid days. See methodology for weighting and data sources.
Philadelphia has 12 Luma events listed.
76% fewer events than San Francisco.
Purchasing Power
#36
of 124 cities
Comfortable Weather
#39
of 124 cities
56/100 weather score
Current value
Pollution Score
#61
of 124 cities
47.7/100
Current value (lower is better)
Tax Rate
#69
of 124 cities
32%
Current value (lower is better)
Cost of Living
#98
of 124 cities
64/100
Current value (lower is better)
Safety Index
#113
of 124 cities
34.7/100
Current value